| Prevent Fraud! Trade safe and get
more details! |
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| To prevent fraud GeckoOptical.com recommends
you get as much of the information from the seller / buyer before
you send ANY money. NEVER send money orders, certified cheques to a PO BOX
or bank wire transfer
to a seller / buyer
that won't provide detailed contact information. Always follow up with a
phone call before you send your payment. Even if it is an overseas phone
call, especially when it is a substantial purchase. |
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| Dubious ads and unsure ads. |
It is against GeckoOptical.com terms
of use to duplicate ads from other classifieds and auctions
within GeckoOptical.com. This is exceptional to sponsors only, who are
allowed to duplicate their goods into the optical classifieds.
A fraudulent person could copy and submit an ad from
auctions or from other web sites. Here shown is a sample picture used on
eBay auctions. Such a picture leaves a camera mark within the bottom right
hand side. Marked pictures are not allowed within GeckoOptical.com
Now has the person who posted the ad into GeckoOptical.com
the owner of the item described? Or have they just simply duplicated the
ad from some where else? You should always get as much information from
the person presenting the ad. Ask for a serial number if need be. If they
are genuine they should be able to send you more pictures of the item and
answer your questions promptly.
If you are not getting replies back from
your e-mails or the replies sound overly dubious. Please report the user
to GeckoOptical.com and the user will be immediately banned and reported
to their Internet Service Provider.
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| Get as much information on the item. |
Always get as much information on the item you are buying. If your suspicious
with their replies and descriptions. Best pass by that seller. Also one who
does commit fraud is a serious offence in any country.
Report it to the police
or an embassy - consulate that one of their citizens has caused possible
fraud. Have as much proof ( your e-mails ) with you to support your claim.
Also report
it to your local police.
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| Prevent credit card fraud. Cheques & Money
Orders. |
Confirming the buyers address is checked against the
credit card billing address maintained by that persons credit card company.
The fraudulent buyer will give you the stolen credit card correct billing
address, but then ask it to be sent to another address.
With BidPay.com a money order won't be sent if the owners
credit card address does not match the address to where the item is to
be sent. This is the same safety measure with PayPal.com
Personal cheques and bank cheques must always clear
before sending your item. After all a cheque is no more than a piece of
paper of no value until it is cleared. Have your buyer aware of possible
delays in clearing. There has been reports of counterfeit money orders.
So make sure all funds clear first before sending goods. A typical SCAM
can read as follows:
We are interested in buying your 8" Dobson
telescope at advertised rate of $300. Goods to be picked up from your
location for
onward shipping to London. Cost and modalities of shipping to be born
by us. Payment for the purchase is by cheque through a debtor in
US. The debtor owes us higher than our purchase. He will therefore be
sending you a cheque for $5,000 to cover the cost of our order, as well
as the Shipping
costs. On receipt of the cheque, you will cash and deduct the cost
of our order .The balance you will send as we would instruct you to the
Agency that will ship the Goods to us. If this arrangement suites you
fine, please
send us your address where to send the cheque, as well as the name to
be on it. Also send us your phone number for easy communication. |
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ID Theft
While online identity (or ID) theft is still relatively minor compared to
the offline variety that takes place on the high street or when someone
steals your post, it's a growing problem. ID theft is the umbrella term
that's used to describe the crime of using someone else's details – whether
they're financial, personal or business-related – in order to profit from
them. It ranges from 'phishing' emails that criminals send out in an attempt
to get you to reveal your bank account details, to applying for a passport
or driving licence in your name, using their photograph.
How did they do that?
'Phishing' is the most common method that criminals use to try and steal
your ID. By creating a mock email that looks as though it's come from
your bank or an online service such as PayPal or eBay, the email asks
that you reply with your account details or to click on a link that'll
take you to a web site to enter them. The quality of these forged emails
varies considerably, ranging from basic text-only efforts to impressively
detailed HTML versions that include images and graphics. However, they're
similar in that they always ask for your personal details via email,
something that your bank or any other trustworthy organisation would
never do.
Key logging
The second most popular tool for ID thieves is a malicious piece of software
called a key logger. This sits on your PC like a virus and records
all of the keys that you press on your keyboard. By monitoring what
program
you have open or, more usually, what web site you're visiting, it can
record bank account information, credit card numbers and more. The
key logger then sends these details back to its creator who can see
where you went and what you typed in, providing him or her with the
wherewithal to discover your log-in and account details.
This online approach by criminals involves them putting in very little
work and, thankfully, staying safe from them involves just a small amount
of effort on your behalf.
The first measure you should take is to have an up-to-date firewall
and anti-virus program installed on your computer. Many modern internet
security programs now include safeguards that will not only provide protection
against malicious software and hackers, but will also detect phishing
emails and other scams that ask you to divulge personal information.
An internet security program will also pick up and block key loggers,
preventing them from installing themselves in the first place and blocking
their transmissions home in the instance that one does infect your PC.
Keep the personal private
Secondly, you should keep your personal details private at all times.
If you do get an email asking to provide your account details, you
should contact the organisation or business in question first to check
that it really did come from them.
Finally, use your common sense. If you get an email or visit a web site
that doesn't seem right, trust your instincts and leave.
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| Useful Tips:
Choose a password you will remember but one that is difficult to guess, even
by someone who knows you.
Choose a long password. The more characters your password contains,
the harder it is to crack. Each character added to your password increases
the total number of combinations possible. A long but simple password
can be as secure as a short and complex one -- and often easier to remember.
Use a combination of letters, numbers (0-9), and standard symbols (!
@ # 0 ^ & *) to make your password more difficult for others to guess.
Also remember your Yahoo! password is case-sensitive (capital letters
are different to the same letters in lower case), another option to remember
when thinking of a good password. A good technique is to pick a favorite
phrase or lyric for your password. It can be shortened by substituting
characters or taking out vowels, rather like you might do in text messages.
If you choose, you can just use the whole sentence or phrase. e.g."2Fast2Furious"
Don't use personal information that someone could easily guess or work
out, such as your birthday, child's name, or phone number. Also, avoid
obvious passwords such as "123456," "test," "password."
If you use a password generator, don't share any personal information.
There are a number of password generator programs available online to
help you create a random password. These passwords are generally harder
to crack but also more difficult to remember. Some password generators
are found in the Yahoo! Directory category for System Utilities.
Mix up your password, but keep it memorable. Try substituting letters
with characters or numbers. You can also take out vowels or consonants
from words.
For Example:
The phrase "Fredsboy" can be made into "Fr3d"
The phrase "Too fast too furious" can be made into: "2Fast2Furious"
The words "cat" and "dog" can
be combined into;
cAt5DoG
Good Passwords are:
Unique. Do not use a password you already use for another account,
such as your bank account PIN.
Difficult to guess. Don't use common words or names. At least 7-characters
long made up of both lower and upper-case letters, numbers, and
symbols.
Bad Passwords include:
A complete word from any dictionary (English or other).
Your login name in any form (as is, reversed, capitalised, doubled,
etc.)
Common names, such as the names of family members, pets, or friends.
Based on any information easily obtained about you (e.g., license
plate
numbers, telephone numbers, employer, school name,
car brand, street name, etc.)
All the same digit or letter (this significantly decreases the
search time for password cracking software.)
Any obvious sequence of characters (e.g., 123456).
Obvious to anyone watching you enter them (such as "qwerty"). |
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| PayPal has extensive information on preventing fraud tips
for sellers and buyers. |